All respondents were between 25 and 70 years old and had household incomes of at least ,000.To start out with, African Americans have an average median household income of ,000, about 20 percent lower than the ,000 median household income enjoyed by the general population.
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They also tend to have saved less, with median household savings of $40,000, including retirement savings, compared to median household savings of $97,000, including retirement accounts, for the general population.